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VENTURE 025 / 300
YN
YNSURE
InsurTech Infrastructure • Morocco · West Africa
Embedded Micro-Insurance Infrastructure
Modular insurance APIs enabling fintechs, ride-hailing platforms, and e-commerce checkouts to offer instant point-of-sale coverage.
STAGE:BUILDING
OPERATOR:LOOKING FOR OPERATOR
BUILD YEAR:2025
STATUS:Underwriting Integration
THE STRUCTURAL FRICTION
Key Problem
Insurance penetration in emerging markets hovers below 2% because legacy policies are paper-heavy, expensive, and unsuited for micro-transactions.
THE EM300 INTERVENTION
The Solution
Developer APIs for automated micro-policy issuance, premium collection via mobile wallets, and instant claims payout via image validation.
OPERATING TELEMETRY & TRACTION
Business Model
Underwriting Margin Share + API Fee
Deployment Footprint
Morocco, Senegal, Nigeria (North Africa, West Africa)
Traction Summary
Underwriting partnership formed with regional carrier; API sandbox active.
PORTFOLIO RECIPROCAL GRAPH
YNSURE is an active portfolio company built inside the EM300 Venture Operating System.
"An EM300.co Company"