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VENTURE 022 / 300
UN
UNLOKA
Private Credit / Capital Markets • Morocco · West Africa
Private Credit Infrastructure for the Real Economy
Credit origination, asset verification, and institutional syndication for SME equipment and receivables.
STAGE:BUILDING
OPERATOR:LOOKING FOR OPERATOR
BUILD YEAR:2025
STATUS:Pipeline Origination
THE STRUCTURAL FRICTION
Key Problem
Mid-sized productive enterprises face a $330B credit gap in Africa due to rigid collateral rules of legacy banking institutions.
THE EM300 INTERVENTION
The Solution
Standardized underwriting rails, automated covenant monitoring, and real-time cash escrow enforcement for non-bank private debt deals.
OPERATING TELEMETRY & TRACTION
Business Model
Origination Fee + Asset Servicing Basis Points
Deployment Footprint
Morocco, Senegal, Ivory Coast (North Africa, West Africa)
Traction Summary
Underwriting $4M inaugural deal pipeline with European and Gulf private credit partners.
PORTFOLIO RECIPROCAL GRAPH
UNLOKA is an active portfolio company built inside the EM300 Venture Operating System.
"An EM300.co Company"